Keeping Healthcare Affordable

Most of us are shielded from the heavy burden of the full cost of medical procedures, treatments and drugs. That’s because employers spend, on average, five times more than employees do for healthcare.

From 2001 to 2002, premiums for employer-sponsored health insurance increased by an average of almost 13 percent nationwide. In this sluggish economy, businesses are struggling to pay for the steep increase in insurance premiums and some are asking employees to assume a greater responsibility.

Fortunately, there are simple things that we can all do to help keep healthcare affordable for everyone:

Discuss all treatment options with your doctors
Ask if a generic drug is available when you need prescription medicine
Carefully review your doctor and hospital bills and ask for explanations of charges that you don’t understand.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our qualified agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health.  Call us for details.

This entry was posted on Sunday, February 1st, 2009 at 12:43 pm and is filed under Miscellaneous Health. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.