Small Businesses and Health Insurance

SMALL BUSINESSES, BIG RISKS
There’s a direct correlation between an employer’s size and the likelihood that the firm will provide health benefits to its employees. The smaller the company, the less likely it is to provide coverage – a reality that impacts all demographics.

That’s a particular problem for North Carolina, because small businesses are increasingly the engine behind the state’s economy: 98 percent of businesses in North Carolina are small businesses,* and more than half of them don’t offer health insurance.** It’s hard for small businesses to qualify for rates as low as those available for large firms, particularly if some of their workforce is in poor health.
About half of the uninsured in North Carolina (55.3 percent) work for a small firm or belong to a family where someone works for a small firm (fewer than 25 employees).***

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our qualified agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health.  Call us for details.

United States Small Business Administration. http://www.sba.gov/advo/research/profiles/06nc.pdf
Fifty-nine percent of North Carolina businesses don’t offer health benefits. Kaiser Family Foundation State Health Facts. 2002.
“North Carolina’s Uninsured.” North Carolina Medical Journal. May/June 2006.BCBSNC, Blue Cross Blue Shield of North Carolina, Small Businesses and Health Insurance, Health Benefits

This entry was posted on Sunday, February 1st, 2009 at 8:13 pm and is filed under BCBSNC Insurance, Group Health Insurance. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.