What is Coinsurance?

Many BCBSNC applicants ask the question…. What is coinsurance?  BCBSNC defines coinsurance as “the percentage of the allowed amounts for covered services that BCBSNC will pay after you meet your deductible.”  In other words, it is the percent that the insurance company is responsible for paying towards your medical bills.  When does coinsurance come into play?  When you have to go into the hospital, have diagnostic testing such as MRIs, CAT Scans, or x-rays, or if you have surgery in a free standing surgery center. 

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our qualified agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health.  Call us for details.

This entry was posted on Sunday, October 24th, 2010 at 8:00 am and is filed under Health Insurance Terms. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.