BCBSNC- Non Grandfathered and Health Care Reform

Health care reform will be different for everyone, so it’s important to know your options.  We’re here to help.

One of the first things you will need to do is determine if you have a grandfathered plan (which refers to health insurance plans that were in effect prior to March 23, 2010.  If you are not sure, we will be able to find that information for you.

If you DO NOT have a grandfathered plan:

We will automatically move you to a 2014 BCBSNC health care reform compliant plan that most closely matches your current plan.  Your new plan will look a lot like what you have today.  You always have the option to change this plan during the annual open enrollment period. You will want to determine if you are eligible for a premium tax credit.  If you are, this can be applied to your new plan to lower your monthly premiums.

Remember, avoid the penalty and keep a plan!

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

The information in this article was taken from “Health Care Reform is Coming” from BCBSNC on April 2013.

This entry was posted on Wednesday, July 17th, 2013 at 9:16 am and is filed under BCBSNC Insurance, Health Care Reform. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.