888-765-5400Blue Cross Blue Shield of NC – Confidence when it Counts
Blue Cross Blue Shield of North Carolina understands that emergencies happen and when they do, the last thing you need is added pressure. That’s why BCBSNC, does NOT require prior review and certification in cases of emergency. Oftentimes, health insurance companies do require prior review for emergency situations and this can add unnecessary frustration to an already stressful circumstance.
Prior review, sometimes referred to as prior plan approval, prior authorization , prospective review, or precertification, is the process by which BCBSNC reviews the provision of certain medical services and medications prior to the services being provided and based on supporting health care management guidelines. In non-emergency situations, prior review may be required based on your plan’s summary of benefits and coverages, but when the unexpected happens you need the confidence and comfort of having a health insurance company that provides emergency coverage without prior review.
As a BCBSNC customer, you have the freedom to take care of your emergency needs without worrying about whether or not you will be covered. In fact Blue Cross Blue Shield of North Carolina does not require notification of an urgent or emergency admission until the second business day of the admission, giving you and your family time to take care of each other first and foremost. Whether your plan is Blue Advantage, Blue Select or Blue Value, BCBSNC makes emergency health care simple and stress free.
For more information on Blue Cross Blue Shield of North Carolina health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents. Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.