888-765-5400Let Blue Map Guide You Through Annual Enrollment
As you may be aware, the Annual Enrollment Period for health insurance will begin on November 15th. If you a currently enrolled in a BCBSNC plan, you might be unsure what steps you need to take, if any, during the Annual Enrollment Period (AEP) if you want to keep your plan or change your plan for 2015. That is why Blue Cross Blue Shield of NC has created Blue Map.
Blue Map is a tool created especially for BCBSNC members who purchased individual plans to help guide them through the renewal process. If you are enrolled in a plan through BCBSNC and it is not through an employer and you’re not enrolled in Medicare, then you are likely on an individual plan. Your steps during AEP are based on several different factors and Blue Map can help you determine which steps you should take when Annual Enrollment begins .
Members can access Blue Map through the BCBSNC website. You will be prompted to answer the following questions and, based on your answers, Blue Map will help guide you in the right direction. Here is a preview of what questions to expect through Blue Map:
1. Are you currently a member?
2. Do you get your health insurance through work?
3. Are you enrolled in a Medicare plan?
4. Do you have a Grandfathered Plan? (If you enrolled in your plan on or before March 23, 2010 and no changes have been made, you are likely on a Grandfathered plan)
5. Do you have a Transitional Plan? (If you enrolled in your plan between March 24, 2010 and October 1, 2013, have not made any changes, and did not move to a new Affordable Care Act plan, you are likely on a Transitional plan)
6. Do you get a subsidy (tax credit) from the Health Insurance Marketplace for your monthly health insurance bills?
Your answers to these questions will determine what your next steps should be. Blue Map is a simple, straight forward tool that can help members understand exactly what they will need to do, if anything, to ensure they keep their plan or move to a new plan in 2015.
For more information on Blue Cross Blue Shield of North Carolina health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents. Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.