888-765-5400Just Married? – BCBSNC Special Enrollment May Apply
If you are recently married, congratulations! You just took a big step in your life and with that step comes big changes. In fact, getting married within the last 60 days qualifies as a “Life Event” under the rules of the Affordable Care Act, which means you are eligible to enroll in a Qualified Health Plan during the Special Enrollment Period. Although Open Enrollment 2016 will not begin until November 1st, your recent marriage may allow you to purchase health insurance now.
Sharing your life with someone means sharing all sorts of things, including health insurance. Now that you are married, adding a dependent to your group coverage may be too expensive or perhaps your company doesn’t even offer coverage for spouses. If so, you may discover that a Blue Cross Blue Shield of North Carolina individual health plan is a better option.
Your recent marriage offers you the opportunity to reevaluate your current health insurance needs and make comparisons to see what kind of plan best suits your changing lifestyle. Keep in mind, however, that you will only have 60 days from the day you were married to make any changes to your existing health insurance policy or to enroll in new coverage and if you miss that window, you may not be able to enroll until November 1st, with coverage beginning January 1st, 2016. Also, if you intend to apply for a federal premium tax credit, you must file a joint tax return in order to be eligible. The federal Marketplace requires that all married couples file a joint tax return in order to receive a federal subsidy.
Marriage is a big deal and making sure you have the right amount of coverage at a price you can afford is an important part of starting your life together. Blue Cross Blue Shield of NC offers a variety of different plans, as well as providing you with the largest network of providers available in North Carolina. BCBSNC also encourages preventive care by offering preventive care maintenance covered at 100% as a part of every health plan.
For more information on Blue Cross Blue Shield of North Carolina health insurance coverage, the Marketplace and healthcare gov to apply for your subsidy, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents. Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.