888-765-5400Open Enrollment Is Just Around the Corner – Be Prepared with BCBSNC!
Believe it or not, Open Enrollment is just around the corner and being prepared is half the battle! This year, Open Enrollment begins November 1st and runs through January 31st, so if you are currently uninsured, you will be able to apply and obtain coverage very shortly. Although Open Enrollment will not begin until November, you can begin preparing even now. In fact, there are a number of questions you can ask yourself, as well as some important pieces of information you can gather so you are ready to successfully navigate Open Enrollment 2016.
As you are considering applying for health insurance, there are a few important things to consider:
- Are you looking for a policy for yourself or are you including family members on your policy?
- Do you think you will qualify for a federal subsidy? (Subsidies are based on your Modified Adjusted Gross Income and the number of people in your household)
- If you currently have a subsidy, how has your income or tax return changed in the last year?
- What kind of Blue Cross Blue Shield of NC health plan are you looking for? Do you prefer a high deductible plan or something with co-payments?
- How important is the size of the network when it comes to your choice of health providers in your area?
Also, remember whether you are applying for a government subsidy or not, in order to secure an effective date of January 1st, you must complete and submit your application by December 15th.
The Affordable Care Act has created a lot of change and because of that you may have a lot of questions. Don’t let Open Enrollment overwhelm you. BCBSNC wants to put you and your family members into a health plan that will offer you a large network of providers, preventive care covered at 100% and coverage you can count on in case of emergencies. Finding the perfect plan is important and BCBSNC offers a variety of health plan options to best fit your family’s needs.
For more information on Blue Cross Blue Shield of North Carolina health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents. Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.