888-765-5400You Get What You Pay For – Why BCBSNC is Still the Best
Autumn is in full swing and in our part of the state, we’ve had A LOT of rain. We’ve had wet, dreary days that get me thinking about one thing – a good cup of coffee. In fact, I’ve found myself more than once sitting in the Starbuck’s drive through waiting to be handed my $5 breve latte. Although there’s a McDonalds right across the street where I know I could get a cheaper cup of coffee, I still wait for that Starbucks cup and I do it for one reason. I know I’m going to get what I’ve paid for – good quality!
As the cost of health insurance is on the rise and both insurance companies and insurance consumers are feeling the pinch of the new ACA market, it’s important to keep a few things in mind. Across the board, insurance companies are raising premiums in order to accommodate a different demographic. Unfortunately these rate increases have been deemed necessary by the Board of Insurance in order for insurance companies in the state of North Carolina to stay viable and to continue providing health insurance to NC residents. Many companies, including Blue Cross Blue Shield NC, lost millions of dollars last year alone on ACA business, which is an unsustainable business model year after year. As premiums increase to help offset soaring costs, it is now more important than ever to really examine what your premium dollar gets you when it comes time to use your health plan.
Blue Cross Blue Shield of North Carolina understands that as consumers you have choices, which is why BCBSNC is committed to offering plans that boast the broadest network of providers throughout the state of North Carolina. In fact, when you become a part of the Blue Advantage Network, which is available in all but 16 NC counties, you gain affordable access to over 90% of doctors and hospitals in the state. Even the more limited Blue Value and Blue Local Networks allow you exceptional choices when it comes to your healthcare provider. In addition, BCBSNC is the only insurance company that offers plans that are accepted in all 100 counties in North Carolina and because unlike other companies offering plans on the Marketplace BCBSNC is not an HMO, you will still have out of network coverage should you happen to need it.
Furthermore, Blue Cross Blue Shield of North Carolina is so committed to your health and wellness that included in every plan is preventive care covered at 100%. If you have a plan that includes co-payments, whatever is coded as part of that doctor’s visit on that particular day will be covered by the appropriate co-payment. That means you have the confidence of knowing there are no hidden costs. Make sure to review your plan’s summary of benefits and coverage for a complete list of covered health services.
Purchasing insurance may be a bit more complicated these days, but with BCBSNC you can still have the assurance of knowing you are getting the best health coverage available to you and the ones you love. At the end of the day, you still get what you pay for and Blue Cross Blue Shield of North Carolina offers you the peace of mind of knowing you have quality coverage when it counts.
For more information on Blue Cross Blue Shield of North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents. CLICK HERE to apply online in 8 minutes or less.