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What is Home Health Care Insurance?

Nurse taking the heartbreat of her patient at homeA Home Health Care policy is an affordable solution that provides flexibility and financial support as you recover at home surrounded by family and friends.  For as little as $12.15 monthly, a Home Health Care policy pays benefits directly to you and in addition to other NC health insurance, including Medicare.  If you or a loved one has ever been faced with an accident or illness that requires skilled nursing care, physical therapy, speech therapy or other types of home health care, you know how important it is to be able to recover at home comfortably and free of financial stress.

Perhaps you have aging parents and are concerned how a sudden illness or unforseen accident might affect your ability to care for them without having to admit them into a nursing home or assisted living facility.  Or maybe it’s you or your spouse that could possibly need at home health care. Either way, a Home Health Care policy can help.

This policy will provide a daily benefit up to $300 and includes a prescription drug benefit up to $600 annually.  In addition, you can receive $150 paid back directly to you simply for getting your annual physical.  For individuals over age 65, there are no waiting periods for preexisting conditions and this policy can be in effect almost immediately. Even for those under the age of 65, the waiting period for preexisting conditions is minimal (6 months).

For more information on North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.

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