888-765-5400Critical Illness Insurance – Coverage When You Need It Most
According to the American Cancer Society, more than one million people in the United States get cancer each year. That’s more than 1 in every 3 women and almost 1 out of every 2 men! In addition, the American Heart Association reports that about 800,000 people in the U. S. will have a stroke during their lifetime and heart attacks, especially in women, are on the rise. Have you ever considered how a critical illness might affect your family and your finances? The inability to work can have serious repercussions on your family’s income, in addition to the many costs you can incur during illness and recovery.
Critical Illness Insurance can help your family weather such times by paying you cash for qualifying illnesses such as life-threatening cancer, heart attack or stroke. The money is paid directly to you and can be used with any other health insurance policy you may have, or to cover you financially if you don’t have health insurance. You can use the cash payment to help you with things like insurance deductibles, coinsurance, copayments, durable medical equipment or simply to supplement your income and help pay bills while you or your loved one is out of work. If your family relies on your income and the loss of that income would be catastrophic, a Critical Illness insurance policy may be the answer.
A Critical Illness policy is not a substitute for traditional health insurance in that it does not provide coverage for any other medical conditions, but it can help mitigate the financial stress of an unexpected serious illness. The application process is simple and typically these plans are very cost effective.
For more information on North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.