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Archive for the ‘BCBSNC Insurance’ Category

DEVELOPING GOOD HOMEWORK AND STUDY HABITS

Monday, September 12th, 2011

Create an environment that is conducive to doing homework. Youngsters need a permanent work space in their bedroom or another part of the home that offers privacy.

— Schedule ample time for homework.
— Establish a household rule that the TV set stays off during homework time.
— Supervise computer and internet use.
— Be available to answer questions and offer assistance, but never do a child’s homework for her.

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How to Eat Healthy on a Budget

Friday, September 9th, 2011

When it comes to food, the best things for you certainly aren’t free. In fact, research indicates that healthy eaters often spend more on food than their less healthy counterparts, and to follow a diet in line with the USDA’s latest nutrition recommendations would add hundreds of dollars to the average person’s annual food expenses.

In a new study from the University of Washington, researchers surveyed 2,000 adults in King County and analyzed their self-reported diets for nutrient content and cost. Their findings illustrated what you might already suspect: Not only were grains, sugars, and fats cheaper than fruits and vegetables on a per calorie basis, but consumers typically had to increase their food budget to incorporate recommended nutrients like potassium, dietary fiber, vitamin D, and calcium into their diet. For example, individuals who consumed potassium in accordance with the 2010 Dietary Guidelines added an average of $380 a year to their annual food cost.

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Group Health Insurance

Thursday, September 8th, 2011

Flexible Group Health Plans for North Carolina Employees of Small, Medium and Large Businesses from Blue Cross and Blue Shield of North Carolina.

Jerry Ballard and Associates d/b/a NC Health Plans is pleased to introduce you to North Carolina Group Health Insurance Plans from Blue Cross and Blue Shield of North Carolina, the leading provider of group health and life insurance in North Carolina.

Choose from a variety of popular Major Medical plans, supplemental plans and term life plans to create a powerful package of benefits for your employees.

Plans include a choice of deductibles, low co-payments for doctor office visits and wellness benefits such as physicals, prescription drug coverage and unlimited lifetime benefits

What BCBSNC group health plan is best for your company?  Submit your online application by completing the employee census form, if you have 25 or fewer employees. If you have more than 25 employees, please print out and complete the 26+ Census Form and fax to Jerry Ballard & Associates, 919-287-2777.

We will email your Group Health Plan quote. Please note that we may have to call you once with questions to ensure the accuracy of our group health quote.

Any questions? Feel free to call the helpful professionals at Jerry Ballard & Associates, your independent North Carolina health and life insurance agency: toll free 888-765-5400 or 252-726-5400. Our goal is to provide you with exceptional customer service.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

CHANGES IN CIGARETTE COMPOSITION MAY EXPLAIN NEW FINDINGS

Wednesday, September 7th, 2011

Smoking Increases Bladder Cancer Risk More Than Thought

Aug. 16, 2011 – Smoking may increase risk for bladder cancer even more than previously believed, and this risk is comparable among male and female smokers. The new study appears in the Aug. 17 issue of the Journal of the American Medical Association.

The American Cancer Society estimates that there will be about 69,250 new cases of bladder cancer diagnosed in 2011 and about 14,990 deaths from bladder cancer.

Changing the composition of cigarettes may be associated with the strengthening of the association between smoking and bladder cancer risk,” says study author Neal D. Freedman, PhD, MPH, an investigator at the National Cancer Institute in Rockville, Md.

Tobacco, Cigarettes Changed Over Time (more…)

Short Term Medical – Affordable Temporary Health Insurance

Tuesday, September 6th, 2011

bigstock-The-word-Health-surrounded-by--43388209During life transitions, you can’t afford to go without health insurance coverage.  Unexpected illnesses and accidents happen every day and the resulting medical bills can be disastrous.   Let a Short Term Medical plan offered by NC Health Plans provide you and your loved ones with the peace of mind you need at a price you can afford.

Apply today and be covered as early as tomorrow!  Get coverage for the exact number of days needed and save 20% by making one up-front payment or pay as you go

Keep your own doctor and get 24-hour access to doctors by telephone.  Ensure your satisfaction with our 10-day money back guarantee.

Even a short period without health insurance is not worth the risk. Get your FREE, no-obligation quote today!  Please do not cancel any existing medical insurance coverage until you have received written acceptance for coverage from Assurant Health.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

BCBSNC Product Spotlight: Blue Advantage Saver

Monday, September 5th, 2011

Ideal for those who want more predictable health care costs

A plan featuring more cost-saving options

Limited office visit copayments for those who don’t need to visit the doctor as often

Lower monthly premiums

More choices in how you pay for doctors visits and prescription drugs You get many of the features found in Blue Advantage

You have more flexibility, getting just the coverage you need at a lower monthly premium

Preventive care is covered at 100%

The information in this article is from bcbsnc.com, product benefits.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Short Term Health Insurance

Sunday, September 4th, 2011

Sometimes major life changes can suddenly leave you without proper health insurance.

Are you a recent graduate?

Are you no longer covered by your parents’ plan?

Are you between jobs?

Are you working a temporary or part-time job?

New employee waiting to qualify for your company plan?

Temporary health insurance is a fast, affordable and easy solution for people who are currently without health coverage.  CLICK HERE to get an online quote and submit your online application in just a few minutes. You can be covered as early as 12:01 am the following day or select a specific date in the future for your temporary health insurance plan to begin.

Start your North Carolina Health Insurance as early as tomorrow if you apply by midnight tonight.   One of our qualified agents at NC Health Plans will be happy to assist you in selecting the best health insurance plan for you and your family.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

High-Tech Dental X-ray Bus Improves Access to Quality Dental Care for North Carolinians

Friday, September 2nd, 2011

 CHAPEL HILL, N.C. – Availability of state-of-the-art X-ray equipment helped make it possible for 28% more North Carolinians to receive what amounted to an additional $1 million in quality dental care during free clinics held across the state last year. The purchase of the dental X-ray bus was supported by a grant from the Blue Cross and Blue Shield of North Carolina (BCBSNC) Foundation and delivers diagnostic technology to North Carolina Missions of Mercy (NCMOM) dental clinics across the state. In 2009, the NCMOM clinics treated 5,267 patients and with the help of the dental X-ray bus, that number increased to 6,753 in 2010. Those patients received $3.1 million in donated care, up from $2.1 million in 2009. The bus will be on (more…)

Eating Healthy During the School Day

Wednesday, August 31st, 2011

Most schools regularly send schedules of cafeteria menus home. With this advance information, you can plan on packing lunch on the days when the main course is one your child prefers not to eat.  Try to get your child’s school to stock healthy choices such as fresh fruit, low-fat dairy products, water and 100 percent fruit juice in the vending machines.  Each 12-ounce soft drink contains approximately 10 teaspoons of sugar and 150 calories. Drinking just one can of soda a day increases a child’s risk of obesity by 60%. Restrict your child’s soft drink consumption.

The information in this article : Back to School Tips is from the American Academy of Pediatrics Web site ( http://www.aap.org ).

Blue Cross Blue Shield of NC offers discounts in premium to individuals in excellent health.   Practice fitness and good nutrition at an early age and reduce the risk of health problems, regardless of age.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

BCBSNC Product Spotlight: Blue Options HSA

Monday, August 29th, 2011

 

  • A plan that gives you more control over your health care dollars
  • Save more money with low monthly premiums
  • Enjoy tax savings with a health savings account
  • Coverage for preventive care and catastrophic events
  • Combine a high-deductible health plan (HDHP) with a health savings account (HSA) and you can potentially reduce your monthly premium significantly and save money.
  • Coverage for preventive care and catastrophes
  • The money you contribute to your HSA is tax-deductible.
  • When you need to pay for medical services, you can pay for them with the funds from your HSA.
  • Your HSA rolls over from year to year. That means you keep what you put into it. It’s your HSA – it’s your money.

The information in this article is from bcbsnc.com, product benefits.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

New Product for 2011 with lower premiums

Friday, August 26th, 2011

North Carolina consumers looking for a lower-cost health plan now have new options to consider from the state’s leading health insurer (Blue Cross Blue Shield of North Carolina)   Blue Advantage Saver offers consumers low premiums and the peace of mind of knowing they are covered in the event of a catastrophic health event.

Blue Advantage Saver is a bridge between the rich benefits of the traditional PPO plan, Blue Advantage, and the customer accountability of Blue Options HSA.

While all three Blue Advantage Saver plans protect the customers from unexpected medical expenses, the customer’s share of the cost varies by each plan.   As an example, consider the customer’s out-of-pocket amount for non-preventive visits to a health care provider, which are covered under all three plan designs.  All preventive care visits are covered at 100%.

Blue Advantage Saver 1 – Customers can make unlimited non-preventive visits to a primary care physician, each with a $25 copayment.

Blue Advantage Saver 2– Customers can make up to four non-preventive visits per year to a primary care physician, each with a $25 copayment.  All additional visits would be subject to your deductible and coinsurance.

Blue Advantage Saver 3 – No limit on non-preventive visits, but each visit is subject to your deductible and coinsurance.

Emergency room visits, urgent care visits and visits to any specialist are subject to deductible and coinsurance on all Blue Advantage Saver plans.  Blue Advantage Saver plans 2 and 3 offer $10 generic drugs, but do not offer any coverage for brand name drugs.  Blue Advantage Saver 1 offers coverage for brand-name drugs, subject to deductible and copayments or coinsurance.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Preparing for the 1st Day of School

Wednesday, August 24th, 2011

MAKING THE FIRST DAY EASIER
Remind your child that she is not the only student who is a bit uneasy about the first day of school. Teachers know that students are anxious and will make an extra effort to make sure everyone feels as comfortable as possible.
Point out the positive aspects of starting school: It will be fun. She’ll see old friends and meet new ones. Refresh her positive memories about previous years, when she may have returned home after the first day with high spirits because she had a good time.  Find another child in the neighborhood with whom your youngster can walk to school or ride with on the bus.  If you feel it is appropriate, drive your child (or walk with her) to school and pick her up on the first day.

The information in this article : Back to School Tips is from the American Academy of Pediatrics Web site ( http://www.aap.org ).

Blue Cross Blue Shield of NC offers child only health insurance policies.  As you prepare for the 1st Day of School, don’t forget about insurance especially if sports are a part of your child’s school experience.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

 
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