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Archive for the ‘BCBSNC Insurance’ Category

Taxes and Blue Cross and Blue Shield of North Carolina

Monday, December 1st, 2008

 

 

A taxing truth

When you hear that Blue Cross and Blue Shield of North Carolina is a

not-for-profit company, you might think that gives them the same status as

other nonprofit organizations. You might think that they aren’t required

to pay taxes – but that’s just not true. BCBSNC not only has to compete

with for-profit companies for customers and employees, but they are fully taxed too.

In 2007, Blue Cross and Blue Shield of North Carolina’s local, state and

federal taxes were $173.8 million.* Over the course of the past five

years, that adds up to more than $734.7 million in taxes.

 

 

 

For more information on North Carolina health insurance, please visit our website at www.nchealthplans.com  or call our toll free number 888-765-5400 and speak with one of our professional authorized agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for details.

 

Source: BCBSNC internal records as of 12/31/2007.

 

Soccer for Kids

Tuesday, November 25th, 2008

Getting your kids to develop good physical fitness habits can never start to0 early.  Soccer is a great way to keep your kids active and learn about teamwork and sportsmanship that helps build character for their lives ahead.  Even health insurance companies, like Blue Cross and Blue Shield of North Carolina, recognize the value of a healthy lifestyle and have developed incentive programs for physical fitness and wellness activities, such as Blue Points.  When first starting your children in a soccer program, it would be a good idea for you as a parent to think about a few very important things, such as… What do you want your kids to accomplish?  How do you define success?  How can I have a positive influence on my child’s experience? 
more–>We often find ourselves as parents getting caught up in the emotional drama that unfolds on the field.  A referee’s call, and opponent’s aggressive style of play, or a disagreement with a coaching decision can stir emotions that we haven’t felt in years.  We all want to see our children succeed, but one parent’s definition of success may be different than another’s.  Many parents define success in win/loss records.  Others define it by skill improvement.  Still others define it as “giving it your best.”  In soccer, especially at young ages, it may be best to define it by how much FUN the kids are having.  If they are having fun, they will continue to play.  If they continue to play, they will have more opportunity to learn more skills, improve, and win more games.  If they aren’t having fun, they may not come back next season.
As parents, we play a significant role in molding our children to become good soccer citizens.  Below are a few guidelines for parents to observe to ensure the fun-factor is running high and character is at the forefront:
1.  Understand the rules.  Soccer is a contact sport with rules just like football or basketball.  Know the rules and you will have a better spectator experience.
2.  Unless you are willing to don the uniform, leave the rule enforcement to the referees.  Verbal disagreement does nothing to change the outcome, but it does put a damper on fun!
3.  Allow the coaches to “coach.”  Don’t give instructions to the kids during games or practices.  They have enough pressure to deal with already.
4.  Support your coach.  Many of them don’t have soccer experience..  Some may simply have a child in the game just like you and have volunteered their time to give to the club.
5.  Volunteer your services.  Water, ice, and snacks are always needed for half time and after the game. 
6.  Cheer at all the matches within the spirit of fair play, regardless of the outcome of the game.  Compliment players from both teams who make good plays.
7.  Allow players to make mistakes – this is when they learn.
8.  Reward and encourage effort, not just wins/losses.
9.  Sit back, relax, and enjoy the game!
It is often hard to remember a list of do’s and don’ts.  So if you remember nothing else, remember that parents positively influence children’s memories and experiences in soccer.  You can set the tone for a healthy lifestyle by setting a positive example at every match.  Healthy kids become healthy adults and with the cost of health insurance today, it pays to have a good health history.  Blue Cross Blue Shield of North Carolina health insurance plans offers a 15% discount on their Blue Advantage and Blue Options HSA plans to those who qualify.

 

For more information on North Carolina health insurance, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional authorized agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for details.

Health Insurance Discounts

Monday, November 24th, 2008

Save up to 25% on weight management programs

Reaching and keeping your weight management goals requires an approach built around both diet and exercise. That’s why Get Fit Blue offers eligible BCBSNC members discounts on nutrition and fitness products, programs and services, and information to keep you informed on the latest fitness and nutrition news.

With Get Fit Blue, members can save money on fitness and nutrition tools. Get discounts on:

Up to 25% off at participating North Carolina hospital weight management programs
Up to 20% off LA Weight Loss weight management programs in North Carolina
Scales, heart rate monitors, body fat analyzers, blood pressure monitors and electronic pulse massagers
Nutrition counseling
Cooking instruction
Personal training
Gym memberships
Health-related magazines
Nutrition and fitness information
Quarterly nutrition and fitness articles written by nutritionists and personal trainers
Calorie counters
Body/mass index calculators

For more information on North Carolina health insurance, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional authorized agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for details.

Get Fit Blue is a program sponsered by BCBSNC.  The content of this post is reprinted from Blue Cross & Blue Sheild of North Carolina.

Laser Eye Surgery

Friday, November 21st, 2008

Discounts on laser eye surgery

Laser eye surgery doesn’t have to be prohibitively expensive. Optic Blue provides BCBSNC members with discounts on corrective laser eye surgery and the LASIK procedure.

As an Optic Blue member you can choose from a large statewide network of trusted eye doctors. With Optic Blue there are no claims to file, just show your BCBSNC ID Card at the doctor’s office. You’ll pay one low fee that includes your consultations, the laser procedure, all follow up visits, and any future procedures for over/under correction.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our qualified agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health.  Call us for details.

Optic Blue is a program sponsered by BCBSNC.  The content of this post was reprinted from Blue Cross & Blue Sheild of North Carolina.

Discounts on Vitamins

Thursday, November 20th, 2008

Did you know that you can save 40% on dietary supplements?

Blue Cross Blue Shield of North Carolina knows dietary supplements are an important part of your daily life. That’s why they offer BCBSNC members Vita Blue, our dietary supplement discount program.

Vita Blue gives you savings on a broad selection of vitamins, minerals and herbal supplements. They’ve teamed up with MotherNature.com a company known for quality, all-natural health and beauty products, to provide supplements for men, women, seniors, children and pets. With Vita Blue, you’ll find the right supplements for everyone in your family.

You’ll be able to choose from over 100 different supplements at about 40 percent off the average drug store, retail and mail-order prices. When you order select products, you’ll also receive 50 percent off the second bottle of the same supplement. So, the more you order, the more you save! Plus, you pay no standard shipping costs on orders of $49 or more.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our qualified agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health.  Call us for details.

Vita Blue is a program sponsered by BCBSNC.  The content of the post was reprinted from Blue Cross & Blue Sheild of North Carolina.

AFFORDABLE HEALTH COVERAGE

Tuesday, November 11th, 2008

AFFORDABLE HEALTH CARE

Just because health insurance is not on “Ophra’s List of Favorite Things” does not mean you should not consider it as an important item for the holidays or anytime for that matter. Lets think about the people that have beautiful homes, nice cars, cell phones, computer games, beautiful clothes, but they don’t have health insurance for their families. What happens when sickness or tragedy comes knocking on your door, how do you protect your family from the financial disaster that comes when you don’t have health insurance?

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Health Insurance In North Carolina

Thursday, November 6th, 2008

Health Insurance North Carolina: Blue Cross and Blue Shield of North Carolina® (BCBSNC®). The easiest to understand BCBSNC® health insurance North Carolina quotes available on-line….INSTANTLY!

Many people in North Carolina do not have access to Group Sponsored Health Plans. Get the most up to date, accurate BCBSNC® quotes to enable YOU to make not only a well-informed decision, but also the one that is best for YOU! (more…)

Work Place Wellness

Thursday, November 6th, 2008

Healthy on the Job

As a follow-up to last year’s research with employers, this year we went straight to the source. So we surveyed employees about their attitudes and actions regarding workplace wellness programs. We found that many of the things that employees want are easy to do and don’t cost a lot of money.

Programs with the highest participation rates, when offered, are:
Paid time off for doctor’s visits or health care needs: 78%, Purchasing healthy café or vending options: 67%, Attending health fairs: 67%, Participating in physical activity during work hours: 67%, Completing a health risk assessment: 66%
• The following programs had a high participation rate but were among the less
frequently offered by employers:Healthy café or vending machine options, Participating in physical activity during work hours, Completing a health risk assessment
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HEALTH CARE COSTS

Thursday, November 6th, 2008

Health Care Costs

Health Insurance Basics:
How Health Insurance Works

Health insurance companies use historical data and analysis to help predict the medical expenses for any given group of individuals (usually a company’s employees). The premiums they charge are based on the amount of claims they’ve paid in the past and what they expect future claims to cost. When insurers pay out more in claims than they receive in premiums and when future services are predicted to cost more, premiums go up. (more…)

Blue Advantage and Health Savings Account

Wednesday, November 5th, 2008

HEALTH CARE COVERAGE DESIGNED FOR YOU AND YOUR FAMILY.

Whether you are looking for traditional PPO or a high-deductible health plan, Blue Advantage and Blue Options HSA plans offer choices to meet your needs and your budget.  Both plans offer protection against covered services that can be expensive.  And with either plan, you’re covered up to a least $5 million for covered expenses over your lifetime. 

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Flu Shots

Tuesday, October 28th, 2008

According to the Centers for Disease Control and Prevention, 200,000 people are hospitalized every year from the flu and complications caused by the flu.   BCBSNC recommends the best way to reduce your risk is to get an annual flu shot.  They are making flu shots available at no charge to eligible members enrolled in one of the following plans:*  BCBSNC group and individual plans with preventive care benefits, Blue Medicare HMO, Blue Medicare PPO, Blue Medicare Supplement, North Carolina State Health Plan, North Carolina Health Choice for Children, North Carolina Federal Employee Program.* (more…)

North Carolina Dental Insurance

Wednesday, March 5th, 2008

BCBSNC DentalBlue is loaded with popular dental benefits your family needs:

Go to any dentist you choose. There are no “in network” limitations. Coverage for routine check-ups, diagnostic or preventive services. Comprehensive coverage for everything from teeth cleaning to extractions, crowns, bridges, and dentures.

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Individual & Family Plans
Medicare Plans
Dental & Vision Plans
Short-term Plans