Blue Cross Blue Shield of North Carolina wants you to know that your kids matter and we have them covered from head to toe with pediatric dental and vision benefits.  Pediatric dental and vision coverage, including orthodontia services, is considered one of the Affordable Care Act’s 10 essential health benefits required on all qualified health plans.  This coverage is no longer part of a separate Dental Blue policy, but rather included in Blue Cross Blue Shield of North Carolina’s medical policies.  What this means is that you no longer have to purchase a separate dental policy for children under the age of 19 and pediatric vision benefits are embedded into your child’s medical plan, giving you the confidence of knowing your kids are covered.

Below is a general summary of the coverage you can expect; however, you should always review the benefit details of your individual policy.

PEDIATRIC VISION:

• One preventive eye exam per benefit period: (For individual plans copay or deductible/coninsurance apply depending on the plan)
• One pair of lenses and frames or one pair of contact lenses covered at 50% after the deductible: (Disposable contact lenses are not covered)
• The provider must file the claim for lenses and frames.

PEDIATRIC DENTAL:

Diagnostic and Preventive Services: (oral evaluations, cleanings, X-rays, topical fluoride, sealants, and more)

• In-network: $25 copayment
• Out-of-network: $50 copayment

Basic/Major Services: (routine fillings, simple extractions, stainless steel crowns, surgical tooth removal, inlays, onlays, crowns, and more)

• In-network: 20% after medical deductible
• Out-of-network: 40% after medical deductible

Medically Necessary Orthodontia:

• Covered the same as Basic/Major Services
• 12 month waiting period (from the member’s effective date) applies

Whether your son needs eye glasses or your daughter needs sealants, BCBSNC is here to help with pediatric dental and vision coverage included in all health plans.  See what makes a Blue Cross Blue Shield of North Carolina health plan the perfect coverage for you and your kids!

For more information on Blue Cross Blue Shield of North Carolina health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.  Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.

Blue Cross Blue Shield of North Carolina offers Dental Blue for individuals and families to optimize your health.

• Visit any licensed dentist you choose within the network
• No additional cost to you for two annual cleanings, diagnostic or preventive services
• No waiting period for preventive care
• Coverage for fillings, gum treatments, extractions, crowns and more

Protect your overall health

Medical experts have linked periodontal (gum) disease to stroke, heart disease, diabetes, pre-term or low-birth weight babies and other health issues. Nearly 75 percent of American adults have some form of periodontal disease, but with proper daily dental care, regular dental checkups can help detect, prevent and treat gum disease and related disorders. Choose Dental Blue for Individuals and you can take a big step toward protecting your overall health. Click here to get your Dental Blue quote.

Coverage you can smile about

With Dental Blue for Individuals, you’re covered for a broad range of dental services, including routine fillings and extractions, plus major services like crowns, bridges and dentures. Coverage also includes preventive care. That means you can get checkups and cleanings twice per benefit period, and that translates into good oral health. And there are no waiting periods for cleanings, routine oral exams and other diagnostic and preventive services.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). It would be our pleasure to help you navigate through the Health Care Reform changes in accordance with the new regulations of Obama care. Call us for details.

Need Dental Insurance and over Age 65?  Blue Cross Blue Shield has just the perfect product for YOU!

Medical experts have linked periodontal (gum) disease to stroke, heart disease,diabetes and other health issues. Nearly 75 percent of American adults have some form of periodontal disease. But with proper daily dental care, regular dental checkups can help detect, prevent and treat gum disease and related disorders. Choose Dental Blue for Seniors and you can take a big step toward protecting your overall health. Coverage you can smile about With Dental Blue for Seniors, you’re covered for a broad range of dental services, including routine fillings and extractions, plus major services like crowns, bridges and dentures. Coverage also includes preventive care. That means you can get checkups and cleanings twice per benefit period, and that supports better oral health. And there are no waiting periods for cleanings, routine oral exams and other diagnostic and preventive services.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

The information above is from Dental Blue For Seniors 2013 Blue Cross Blue Shield Product Brochure.

BLUE CROSS BLUE SHIELD OF NORTH CAROLINA

IS NOW OFFERING THEIR NEW DENTAL BLUE FOR SENIORS BEGINNING JANUARY 1ST, 2013.    You only have a  Deductible of $75.00 and you only pay $25.00 copay per visit for preventative services.  Basic Service: 40% Major Service: 50%.   Click here to get your quote and Apply on Line for our new products.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

 CHAPEL HILL, N.C. – Availability of state-of-the-art X-ray equipment helped make it possible for 28% more North Carolinians to receive what amounted to an additional $1 million in quality dental care during free clinics held across the state last year. The purchase of the dental X-ray bus was supported by a grant from the Blue Cross and Blue Shield of North Carolina (BCBSNC) Foundation and delivers diagnostic technology to North Carolina Missions of Mercy (NCMOM) dental clinics across the state. In 2009, the NCMOM clinics treated 5,267 patients and with the help of the dental X-ray bus, that number increased to 6,753 in 2010. Those patients received $3.1 million in donated care, up from $2.1 million in 2009. The bus will be on (more…)

Keeping kids’ teeth healthy requires more than just daily brushing. During a routine well-child exam, you may be surprised to find the doctor examining your child’s teeth and asking you about your water supply. That’s because fluoride, a substance that’s found naturally in water, plays an important role in healthy tooth development and cavity prevention. 

Blue Cross Blue Shield of North Carolina offers Dental Blue insurance coverage that pays 100% of preventive care , routine oral exams and cleanng.   Dental Blue also includes coverage for basic and major services as well.

Even tiny tots need regular checkups, just like mom and dad. The American Dental Association recommends kids start getting checkups at about age 1, or when their first tooth appears.

Yet even before then it’s important to care for your child’s teeth and gums. Though they’ll eventually lose them, baby teeth help a child speak and chew well, and also create a path for the permanent teeth that follow

For more information on health insurance coverage in North Carolina  please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our qualified agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

With Dental Blue, members do not pay a deductible for check-ups or diagnostic and preventive services.  Check-ups and cleanings are covered twice per benefit period. Plus, members can visit any licensed dentist they choose. There are no “in-network” restrictions.  Members pay a $75 annual deductible for both basic services like routine fillings and extractions, and major services including crowns, bridges and dentures.  

Applicants can choose Dental Blue coverage for themselves, their children or the entire family. There are three convenient payment options: monthly bank draft, semiannual payment or annual payment. (more…)

Apply for Dental Blue® Coverage Now!

1. When does my Dental Blue® coverage begin?

A: If your application is received on or before the 20th of the month, your coverage will be effective on the first day of the next month. If your application is received after the 20th, coverage will take effect on the first day of the following month. For example, coverage for an application received May 19th will begin on June 1st. Coverage for an application received May 21st will begin July 1st. (more…)

Dental Health effects more than just your teeth.  Keeping those teeth pearly white and your smile bright has many more benefits that go beyond aesthetics.

According to the BCBSNC Dental Blue website, proper dental health is essential for Diabetics, Pregnancy, Respiratory and Cardiac Health:

(more…)

BCBSNC DentalBlue is loaded with popular dental benefits your family needs:

Go to any dentist you choose. There are no “in network” limitations. Coverage for routine check-ups, diagnostic or preventive services. Comprehensive coverage for everything from teeth cleaning to extractions, crowns, bridges, and dentures.

(more…)