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Prostate Screening

Tuesday, December 9th, 2008

Prostate screening

Detecting prostate cancer earlier rather than later

There are two tests utilized to detect prostate cancer before symptoms have developed: the digital rectum exam (DRE) and a blood test often called PSA. The test is called PSA because it attempts to detect a substance produced by the prostate called prostate specific antigen. In the the DRE, a doctor feels the prostate through the rectum to find any particularly hard or lumpy areas.

The PSA results are analyzed in a lab and reported back to your doctor. It is possible (and frequent) that men will show elevated PSA levels but do not have cancer. In addition, many men with prostate cancer can show relatively normal levels of PSA. The digital rectal exam (DRE) can also miss some cancers; both tests in combination are better in accurately detecting and assessing prostate cancer. (more…)

Colon Cancer Screening

Sunday, December 7th, 2008

Colon and colorectal health

Colorectal cancer (also known as colon cancer) is cancer that occurs in the colon or rectum. Colon cancer usually starts through the development of polyps, a type of foreign growth. Some of these polyps can develop into cancer. Colon cancer is the second-leading cancer that kills in the U.S. It is estimated that simple screening could help reduce or avoid over one-third of the deaths that currently result from this cancer.

Prevention is possible. Detection is key. And screening is the way, especially for those age fifty or above.

(more…)

BCBSNC Claims and Company Information

Sunday, December 7th, 2008

What Does Blue Cross and Blue Shield of North Carolina Do In A Day’s Work?

 

Number of claims processed: 137,971

Value of claims handled: $30,872,548

Customers served: 3,598,696

Number of customer service calls: 36,813

Number of BCBSNC employees: 4,497

Daily tax obligation: $573,586

Payments to vendors: $1,434,200

 

 

 

(more…)

Get Inspired

Friday, December 5th, 2008

Get Inspired

Once you’ve made the rational decision to start a workplace wellness program, it’s time to put your emotions behind it – and take everyone along with you. By building support at all levels of the organization and letting every employee feel ownership of the program, you’ll greatly enhance your chances of success.

Set the foundation

As with every other initiative, senior management sets the tone – by action and example. Make sure your company’s leaders model the behaviors you want from everyone by providing visible support and participation. Turn your employees into stakeholders by actively seeking and implementing their feedback.

Share the facts

Establishing a successful workplace wellness program relies on two stages of communication. The first is to make sure that your company’s senior and middle management are fully aware of rising medical and health insurance costs and the role unhealthy lifestyles play – not only to each individual, but to the company as a whole. Knowing about the problem will help them buy into the solution, and their support is critical if the program is to work.

Next, you and management need to work together to communicate with the company’s workforce. When employees know the facts about health costs and lifestyle impacts, they’ll better understand that the workplace wellness program isn’t about dictating a certain way of living. It’s about promoting the success of the company and showing that the company cares for their well-being.

When people at every level understand why this program is necessary and what’s at stake, people will be pulling in the same direction.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our qualified agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health.  Call us for details.

2007 Blue Cross and Blue Shield® Internal Association Data.

Women’s Health Care

Thursday, December 4th, 2008
Survey Shows Many Women Put Off Doctor Visits Because of Higher Health Care Costs

Dec. 2, 2008 — Almost half of women surveyed in a national poll said they had failed to seek health care for themselves or their families over the previous year because the cost was too high.

The annual survey of women’s attitudes and behaviors regarding health care, released today by the National Women’s Health Resource Center (NWHRC), found that women were most likely to put off doctor visits for themselves and least likely to put off doctor visits for their children. (more…)

Hearing Aid Discounts

Tuesday, December 2nd, 2008

Save at least $250 or 25% off hearing aids

With Audio Blue, BCBSNC members can save at least $250 or 25% off hearing aids when they present their BCBSNC ID card at a participating provider location for a hearing consultation. The audiologist at the provider location can give recommendations on what types of hearing aids will best fit your lifestyle and budget. Choose from traditional behind-the-ear models to state-of-the-art digital models that fit completely in the ear canal.

The Audio Blue discount includes:

25% off hearing aid manufacturer’s suggested retail price or $250 off usual and customary fees, whichever provides greater savings
Hearing aid fittings
Follow-up visits for a year
One-year warranties for service, loss or damage
Free hearing aid cleanings and checks
One-year supply of batteries

Audio Blue is a program sponsered by BCBSNC.  The content of this post was reprinted from Blue Cross & Blue Sheild of North Carolina.

For more information on North Carolina health insurance, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional authorized agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for details.

Taxes and Blue Cross and Blue Shield of North Carolina

Monday, December 1st, 2008

 

 

A taxing truth

When you hear that Blue Cross and Blue Shield of North Carolina is a

not-for-profit company, you might think that gives them the same status as

other nonprofit organizations. You might think that they aren’t required

to pay taxes – but that’s just not true. BCBSNC not only has to compete

with for-profit companies for customers and employees, but they are fully taxed too.

In 2007, Blue Cross and Blue Shield of North Carolina’s local, state and

federal taxes were $173.8 million.* Over the course of the past five

years, that adds up to more than $734.7 million in taxes.

 

 

 

For more information on North Carolina health insurance, please visit our website at www.nchealthplans.com  or call our toll free number 888-765-5400 and speak with one of our professional authorized agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for details.

 

Source: BCBSNC internal records as of 12/31/2007.

 

Kid’s Fitness

Saturday, November 29th, 2008

There’s a lot of discussion these days about fit kids. People who care (parents, doctors, teachers, and others) want to know how to help kids be more fit.  Being fit is a way of saying a person eats well, gets a lot of physical activity, and has a healthy weight. If you’re fit, your body works well, feels good, and can do all the things you want to do, like run around with your friends.  Some steps only parents can take — such as serving healthy meals or deciding to take the family on a nature hike. But kids can take charge, too, when it comes to health.  (more…)

Triathlons

Thursday, November 27th, 2008

“Why?”  That is the question some of my family and friends asked me when I told them I was going to participate in the Nelson Bay Challenge, a local sprint triathlon.  “Aren’t you getting a little old to push yourself so hard?”  That was another question, with concerns that I might actually kill myself during the training process or the race itself.  I only had one answer – why not?  I have always liked setting specific physical fitness goals for myself and I thought a sprint triathlon could help add some spark to my workout routine.  Another perk………the training program could also help me win some prizes through Blue Points, the health and wellness program offered by Blue Cross and Blue Shield of North Carolina to promote physical fitness activities.
(more…)

Insurance Applications Online

Wednesday, November 26th, 2008

Once your Online Application for BCBSNC insurance has been approved and your final rate has been issued, you will need to resume your application to accept and make payment.  There are 3 ways to access the log in for resuming your application.

1.  You can simply click here and enter your USER ID and Password.

2.  You can go to the BCBSNC home page, locate the phrase “resume application” in the upper left of the home page.

3.  You can click here and locate the Resume Application in the middle of our website and resume from here.

Once you have entered your USER ID and Password, select resume next to your name.  At this point, your original plan and your final rate will appear.  Prior to making payment, you have the option to change plans and deductibles which can lower your premium, just click on the button “lower cost options” after you resume the application and you can view final rates for all available plans.

For more information on North Carolina health insurance, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional authorized agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for details.

Soccer for Kids

Tuesday, November 25th, 2008

Getting your kids to develop good physical fitness habits can never start to0 early.  Soccer is a great way to keep your kids active and learn about teamwork and sportsmanship that helps build character for their lives ahead.  Even health insurance companies, like Blue Cross and Blue Shield of North Carolina, recognize the value of a healthy lifestyle and have developed incentive programs for physical fitness and wellness activities, such as Blue Points.  When first starting your children in a soccer program, it would be a good idea for you as a parent to think about a few very important things, such as… What do you want your kids to accomplish?  How do you define success?  How can I have a positive influence on my child’s experience? 
more–>We often find ourselves as parents getting caught up in the emotional drama that unfolds on the field.  A referee’s call, and opponent’s aggressive style of play, or a disagreement with a coaching decision can stir emotions that we haven’t felt in years.  We all want to see our children succeed, but one parent’s definition of success may be different than another’s.  Many parents define success in win/loss records.  Others define it by skill improvement.  Still others define it as “giving it your best.”  In soccer, especially at young ages, it may be best to define it by how much FUN the kids are having.  If they are having fun, they will continue to play.  If they continue to play, they will have more opportunity to learn more skills, improve, and win more games.  If they aren’t having fun, they may not come back next season.
As parents, we play a significant role in molding our children to become good soccer citizens.  Below are a few guidelines for parents to observe to ensure the fun-factor is running high and character is at the forefront:
1.  Understand the rules.  Soccer is a contact sport with rules just like football or basketball.  Know the rules and you will have a better spectator experience.
2.  Unless you are willing to don the uniform, leave the rule enforcement to the referees.  Verbal disagreement does nothing to change the outcome, but it does put a damper on fun!
3.  Allow the coaches to “coach.”  Don’t give instructions to the kids during games or practices.  They have enough pressure to deal with already.
4.  Support your coach.  Many of them don’t have soccer experience..  Some may simply have a child in the game just like you and have volunteered their time to give to the club.
5.  Volunteer your services.  Water, ice, and snacks are always needed for half time and after the game. 
6.  Cheer at all the matches within the spirit of fair play, regardless of the outcome of the game.  Compliment players from both teams who make good plays.
7.  Allow players to make mistakes – this is when they learn.
8.  Reward and encourage effort, not just wins/losses.
9.  Sit back, relax, and enjoy the game!
It is often hard to remember a list of do’s and don’ts.  So if you remember nothing else, remember that parents positively influence children’s memories and experiences in soccer.  You can set the tone for a healthy lifestyle by setting a positive example at every match.  Healthy kids become healthy adults and with the cost of health insurance today, it pays to have a good health history.  Blue Cross Blue Shield of North Carolina health insurance plans offers a 15% discount on their Blue Advantage and Blue Options HSA plans to those who qualify.

 

For more information on North Carolina health insurance, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional authorized agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for details.

Term Life Insurance

Tuesday, November 25th, 2008

Who Needs Life Insurance?

 Life insurance for every stage…
 You’re married
 You’re married with kids
 You’re a single parent
 You’re a stay-at-home parent
 You have grown children
 You’re retired
 You’re a small business owner
 You’re single

(more…)

 
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